Composite Claim Form for Provident Fund

The Composite Claim Form for Provident Fund (PF) withdrawal is a unified document introduced by the Employees’ Provident Fund Organization (EPFO) in India. It simplifies the process of withdrawing funds from your Provident Fund account. This form replaces the previous forms (Forms 19, 10C, and 31) and is used for various purposes such as final PF settlement, pension withdrawal benefits, and partial withdrawals from the PF account.

Types of Composite Claim Forms

There are two main types of Composite Claim Forms:

1. Composite Claim Form (Aadhar)
2. Composite Claim Form (Non-Aadhar)

1. Composite Claim Form (Aadhar)

This form is used by members who have their Aadhar number seeded and verified in the EPFO database. The main features include:

• No employer attestation required: Since the Aadhar number is verified, there is no need for the employer to attest the claim.
• Submission method: Can be submitted directly to the EPFO office.

2. Composite Claim Form (Non-Aadhar)

This form is used by members who do not have their Aadhar number seeded and verified in the EPFO database. The main features include:

• Employer attestation required: The claim needs to be attested by the employer.
• Submission method: Has to be submitted through the employer to the EPFO office.

Sections of the Composite Claim Form

The Composite Claim Form includes various sections to capture necessary information, such as:

• Personal Details: Name, PF account number, Aadhar number, UAN (Universal Account Number), etc.
• Bank Account Details: To ensure direct credit of the withdrawal amount.
• Reason for Withdrawal: Whether it is for final settlement, pension withdrawal benefits, or partial withdrawal.
• Declaration and Signature: Member’s declaration and signature, and employer’s attestation if required.

How to Fill Out the Composite Claim Form

1. Personal Information: Fill in your name, father’s/spouse’s name, date of birth, and contact details.
2. PF Account Information: Provide your PF account number, UAN, and the establishment code.
3. Reason for Withdrawal: Indicate the reason for the claim (e.g., retirement, medical emergency, purchase of house, etc.).
4. Bank Details: Mention your bank account number and IFSC code to facilitate the transfer of funds.
5. Signatures: Sign the form and, if using the non-Aadhar form, ensure your employer also signs and attests it.
6. Document Submission: Attach necessary documents like a cancelled cheque (for bank account verification) and submit the form to the relevant EPFO office.

Usage Scenarios

• Final PF Settlement: When an employee retires or leaves the job, they can use this form to withdraw the entire PF amount.
• Pension Withdrawal: For those eligible for pension benefits under the Employees’ Pension Scheme (EPS).
• Partial Withdrawal: For specific purposes such as medical treatment, higher education, marriage, purchase/construction of a house, etc.

The introduction of the Composite Claim Form has made the PF withdrawal process more streamlined and user-friendly, reducing paperwork and processing time.