Journal Entry Credit Debit Concept According to the Type of Bank Account

In a Journal Entry transaction, the Credit and Debit entries play different roles depending on the type of account involved.

Asset Accounts (e.g., Bank Accounts)

  • Debit: Increases the balance
  • Credit: Decreases the balance

Liability Accounts (e.g., Credit Cards)

  • Debit: Decreases the balance
  • Credit: Increases the balance

Expense Accounts (e.g., Utilities, Office Supplies)

  • Debit: Increases the balance
  • Credit: Decreases the balance

Revenue Accounts (e.g., Sales, Service Income)

  • Debit: Decreases the balance
  • Credit: Increases the balance

Equity Accounts (e.g., Owner’s Capital, Retained Earnings)

  • Debit: Decreases the balance
  • Credit: Increases the balance

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